Nowadays, people find it a lot easier to do their shopping, especially their holiday shopping, online. But, when customers from all over the world are using their sensitive information to make purchases, there is always the risk that a security breach could occur. And, that that security breach could put you at a serious risk.
Black Friday is over, and so far, there haven’t been any major incidences. (At least compared to previous years.) While that’s all great to hear, that doesn’t mean it’s time to let our guard down just yet. The cyber threat is still prevalent and we need to be on guard.
If you plan on participating in Cyber Monday or any other kind of online shopping this holiday season, here are a few tips on keeping yourself safe behind the screen.
Though using your mobile device to make a purchase is definitely time-efficient, it’s not always safe. There are a lot of companies that use mobile apps to cater to their users. While this is a nice thing for both the company and the user, it can also be a nice thing for any hacker who won’t even need to lift a finger to take your information. Stick to a computer that you’re familiar with.
Consider Alternative Payments
If your browser asks you if you want it to remember your card information, don’t check off that box. Even if it’s your own personal computer, this kind of thing makes it easier for anyone to take your information. And, even if you opt out of having your credit card memorized, you should consider leaving the credit card or debit card behind altogether. If you have gift cards, Paypal, or a prepaid card, it’ll keep you a little safer.
Go With Companies You Know
Maybe a lot of those third-party, out-of-country eCommerce sites have some really good-looking deals. And, while some of those sites may be very well legitimate, you should never buy from a company that you haven’t heard of. Stick to the places and the names you know and love. There’s a better chance their online shopping platform is just safer, and if a breach were to happen, that they would at least do their best to make sure you’re protected.
Trust Your Gut
Cyber Monday and the holiday season, in general, are pretty overwhelming days to be on the Internet. There are a lot of good deals out there that are really convincing. But, not all deals are what you think they are. Some are really deceiving. It may not be that there is a hacker running a fake website with fake deals directly behind the screen. But, it may mean that the website you see one of these “deals” on may not be one that’s safe to use, for one reason or another. Therefore, just remember the old advice, “If it looks too good to be true…” Trust your gut before trusting these people with your bank information.
And, if you’re a company…
If you’re a company who is selling products online on Cyber Monday, or any other day for that matter, make sure you’re taking every possible cyber security precaution there is to protect you and your users. You should also consider taking out cyber insurance or consulting with your provider about additional measures. Remember, your customers are trusting of you, and they wouldn’t want a little purchase on your website to lead to a complete loss of their identity.
Cyber Monday is just a few days away. Are you prepared? No worries! Smeester & Associates is here to help.
Discover how much risk you’re exposed to and get a complimentary RiskAware™ Cyber Security Scan & Report today!